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NOT the banks!
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Our Services

Here's what we can do for you

Residential Loan

Need to review your home loan portfolio or seeking to buy your First Home or Investment Property or refinance your current loan? We have you covered!

Construction Finance

We specialize in construction finance by simplifying the borrowing process to help you build your new home or commercial development. You can count on us.

Professionals

For professionals like doctors, nurses, optometrists, dentists, psychologists, accountants, and lawyers we can save you on bank fees with LMI waivers and interest rate discounts.

Debt Consolidation

By consolidating your debts you may be able to reduce the interest you pay per year and the amount of your monthly repayments. Contact us today to see if you want to save money.

Vehicle & Asset Finance

Want to keep cash in your business and finance the new asset or equipment or vehicle purchase? We can help

Small Business

We help small business with their finance needs, be it for buying new business or growing existing business needs. Our lateral thinking and relationship approach achieve great results.

Commercial Finance

Seeking finance for a commercial purchase with existing pre-sales or financing a development project? We can help!

SMSF - Self Managed Super Funds

Are you keen to borrow in your SMSF to fund the purchase an asset? Maybe you need help setting up your SMSF? We are here to help!

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Finance Sorted Senior Broker

Nitya Shivraj

0450 515 051

My Value Proposition to you

As your Finance Broker I will help you structure all your loan requirements
to meet your own unique needs.

My aim is to help my customers achieve their financial goals be it buying their own home or owning their business. I like to see my customers convert financial opportunities to wins by being a financial partner to them every step of the way.  

I have over a decade plus experience in the Banking and Finance Industry. Over these years I have enjoyed helping customers with taking the first and right step towards financial solution be it with buying your first time home , purchasing your dream home, starting your own business, buying commercial property, refinancing an outstanding loan, or consolidating debt.  

Five Reasons why you need me to be working for you: 

  • My service is at NO COST to you!   
  • I save you TIME by doing the running around & negotiating the loan market on your behalf 
  • I give you the RIGHT ADVICE in choosing the best suited product and most appropriate lender for your specific needs 
  • I keep the loan process SIMPLE and EFFICIENT for you  
  • I will be your FINANCIAL PARTNER for all of your long term financial goals  

Here's how we can help you

The loan process can be a complex, stressful, and time-consuming task and I take serious pride in my responsibility to: 

  • listen and spend time understanding what is important to you
  • guide you through the plethora of information and highlight what is important and relevant to your situation
  • advise and discuss my recommendations in detail to ensure you fully
  • understand why this advice is appropriate for you
  • minimise the stress, making the process as smooth as possible
  • communicate and maintain frequent contact 

What I do to ensure you get your unique lending solution, during the loan sourcing process is  

0450 515 051
  1. Meet with you to understand your needs 
  2. Collect range of financial documents and review your financial position 
  3. I spend 1 to 2 days interpreting, understanding, reviewing documents received – more particularly identify key issues for consideration 
  4. Researching from the 35 plus lenders to narrow down a short list of potential lenders 
  5. Undertake a servicing, gearing analysis with each of the short list, often contacting the lenders to clarify key issues of consideration 
  6. Reviewing products and packages so the you the client get the best finance package that suits your needs and achieves a positive outcome 
  7. Lodge the submission 
  8. Work with financiers, answering questions, responding to their additional requests, 
  9. Liaising with your solicitors, often the agents 
  10. Once approved liaising with the Bank and client to execute documents 
  11. Liaising with your solicitor to smoothly arrange settlement 
  12. Ensure settlement occurs 
  13. Post settlement managing your new loan, keeping an eye on rates. 
  14. We are in this for the long term relationship so that together we can build wealth